TPSC vs. VFMF ETF Comparison

Comparison of Timothy Plan US Small Cap Core ETF (TPSC) to Vanguard U.S. Multifactor ETF (VFMF)
TPSC

Timothy Plan US Small Cap Core ETF

TPSC Description

The investment seeks to provide investment results that track the performance of the Victory US Small Cap Volatility Weighted BRI Index before fees and expenses. The fund seeks to achieve its investment objective by investing, under normal market conditions, at least 80% of its net assets directly or indirectly in the securities included in the Victory US Small Cap Volatility Weighted BRI Index, an unmanaged, volatility weighted index created by the fund's Sub-Advisor. The index combines fundamental criteria with individual security risk control achieved through volatility weighting of individual securities, rather than traditional market-cap weighting.

Grade (RS Rating)

Last Trade

$42.27

Average Daily Volume

10,307

Number of Holdings *

447

* may have additional holdings in another (foreign) market
VFMF

Vanguard U.S. Multifactor ETF

VFMF Description The investment seeks to provide long-term capital appreciation by investing in stocks with relatively strong recent performance, strong fundamentals, and low prices relative to fundamentals as determined by the advisor. The fund invests primarily in U.S. common stocks with the potential to generate higher returns relative to the broad U.S. equity market by investing in stocks with relatively strong recent performance, strong fundamentals, and low prices relative to fundamentals as determined by the advisor. Under normal circumstances, at least 80% of the fund's assets will be invested in securities issued by U.S. companies.

Grade (RS Rating)

Last Trade

$139.64

Average Daily Volume

8,764

Number of Holdings *

470

* may have additional holdings in another (foreign) market
Performance
Period TPSC VFMF
30 Days 9.88% 6.72%
60 Days 9.29% 7.63%
90 Days 9.74% 7.99%
12 Months 34.39% 33.84%
139 Overlapping Holdings
Symbol Grade Weight in TPSC Weight in VFMF Overlap
ABCB B 0.25% 0.14% 0.14%
ADMA B 0.13% 0.05% 0.05%
AGM C 0.23% 0.06% 0.06%
AGO B 0.28% 0.17% 0.17%
ALKS B 0.18% 0.17% 0.17%
ALSN B 0.27% 0.3% 0.27%
AMG B 0.29% 0.32% 0.29%
AMR C 0.12% 0.11% 0.11%
ANDE D 0.21% 0.34% 0.21%
ARCB C 0.14% 0.08% 0.08%
ASO F 0.15% 0.24% 0.15%
ATGE B 0.19% 0.19% 0.19%
AX A 0.22% 0.2% 0.2%
AZZ B 0.21% 0.1% 0.1%
BCC B 0.16% 0.52% 0.16%
BKE B 0.23% 0.05% 0.05%
BKU A 0.2% 0.04% 0.04%
BOKF B 0.28% 0.19% 0.19%
BTU B 0.19% 0.05% 0.05%
CALM A 0.3% 0.28% 0.28%
CASH A 0.28% 0.3% 0.28%
CATY B 0.26% 0.06% 0.06%
CBT C 0.19% 0.05% 0.05%
CBU B 0.24% 0.12% 0.12%
CEIX A 0.18% 0.11% 0.11%
CENTA C 0.24% 0.06% 0.06%
CHCO B 0.31% 0.15% 0.15%
CNO A 0.29% 0.4% 0.29%
CNX A 0.27% 0.11% 0.11%
CNXN C 0.22% 0.14% 0.14%
COOP B 0.25% 0.17% 0.17%
CPRX C 0.18% 0.12% 0.12%
CRC B 0.18% 0.15% 0.15%
CRS A 0.17% 0.05% 0.05%
CRUS D 0.14% 0.06% 0.06%
CRVL A 0.25% 0.09% 0.09%
CVCO A 0.21% 0.2% 0.2%
CVLT B 0.18% 0.14% 0.14%
DDS B 0.19% 0.03% 0.03%
EAT A 0.24% 0.26% 0.24%
EFSC B 0.24% 0.04% 0.04%
ENS D 0.22% 0.14% 0.14%
EPAC B 0.34% 0.03% 0.03%
EPC D 0.28% 0.07% 0.07%
ESAB B 0.28% 0.15% 0.15%
FBP B 0.26% 0.5% 0.26%
FCF A 0.25% 0.25% 0.25%
FIBK A 0.22% 0.12% 0.12%
FLO D 0.34% 0.06% 0.06%
FRME B 0.26% 0.06% 0.06%
GFF A 0.17% 0.29% 0.17%
GMS B 0.24% 0.2% 0.2%
GNW A 0.29% 0.21% 0.21%
GOLF B 0.26% 0.04% 0.04%
GPI A 0.24% 0.03% 0.03%
GPOR B 0.28% 0.09% 0.09%
GRBK D 0.16% 0.1% 0.1%
HALO F 0.18% 0.11% 0.11%
HCC B 0.15% 0.13% 0.13%
HEES B 0.16% 0.04% 0.04%
HNI B 0.26% 0.06% 0.06%
HP B 0.16% 0.18% 0.16%
HWC B 0.23% 0.12% 0.12%
HWKN B 0.17% 0.19% 0.17%
IBOC A 0.27% 0.34% 0.27%
IDCC A 0.28% 0.07% 0.07%
IESC B 0.13% 0.18% 0.13%
INDB B 0.23% 0.09% 0.09%
INSW F 0.18% 0.12% 0.12%
ITRI B 0.16% 0.1% 0.1%
JXN C 0.17% 0.1% 0.1%
KBH D 0.18% 0.16% 0.16%
KEX C 0.24% 0.16% 0.16%
KMT B 0.29% 0.03% 0.03%
KNTK B 0.31% 0.12% 0.12%
KTB B 0.23% 0.15% 0.15%
LBRT D 0.15% 0.05% 0.05%
LNTH D 0.08% 0.14% 0.08%
LOPE B 0.4% 0.06% 0.06%
LPG F 0.12% 0.11% 0.11%
LPX B 0.19% 0.21% 0.19%
LRN A 0.33% 0.1% 0.1%
LZB B 0.19% 0.07% 0.07%
MAN D 0.22% 0.02% 0.02%
MATX C 0.25% 0.11% 0.11%
MBIN D 0.14% 0.22% 0.14%
MCY A 0.24% 0.14% 0.14%
MGY A 0.25% 0.04% 0.04%
MHO D 0.15% 0.25% 0.15%
MLI C 0.28% 0.71% 0.28%
MLKN D 0.15% 0.23% 0.15%
MOG.A B 0.24% 0.09% 0.09%
MTG C 0.28% 0.71% 0.28%
NAVI C 0.22% 0.09% 0.09%
NHC C 0.25% 0.06% 0.06%
NMIH D 0.28% 0.31% 0.28%
NMRK B 0.19% 0.13% 0.13%
NOG A 0.22% 0.05% 0.05%
NSSC D 0.12% 0.04% 0.04%
OFG B 0.26% 0.64% 0.26%
PATK D 0.2% 0.18% 0.18%
PHIN A 0.21% 0.24% 0.21%
PINC B 0.33% 0.18% 0.18%
PLUS F 0.15% 0.18% 0.15%
PRK B 0.24% 0.05% 0.05%
PSMT C 0.27% 0.08% 0.08%
PTGX C 0.12% 0.12% 0.12%
R B 0.24% 0.16% 0.16%
RDN C 0.26% 0.21% 0.21%
REVG B 0.13% 0.18% 0.13%
ROCK C 0.19% 0.12% 0.12%
SFM A 0.24% 0.16% 0.16%
SFNC B 0.22% 0.08% 0.08%
SHOO D 0.23% 0.04% 0.04%
SKYW B 0.23% 0.17% 0.17%
SLM A 0.26% 0.41% 0.26%
SLVM B 0.15% 0.15% 0.15%
SM B 0.17% 0.13% 0.13%
STBA B 0.22% 0.16% 0.16%
STRA C 0.19% 0.03% 0.03%
STRL B 0.15% 0.07% 0.07%
SUPN C 0.19% 0.05% 0.05%
SXI B 0.26% 0.04% 0.04%
TBBK B 0.16% 0.16% 0.16%
TCBI B 0.24% 0.05% 0.05%
TEX D 0.15% 0.18% 0.15%
TNC D 0.23% 0.04% 0.04%
TPH D 0.2% 0.13% 0.13%
UFPT B 0.13% 0.05% 0.05%
UPBD B 0.22% 0.08% 0.08%
VERX B 0.17% 0.1% 0.1%
VIRT B 0.2% 0.23% 0.2%
VNT B 0.26% 0.13% 0.13%
WGO C 0.2% 0.04% 0.04%
WHD B 0.18% 0.1% 0.1%
WMK C 0.28% 0.16% 0.16%
WSFS A 0.24% 0.24% 0.24%
WU D 0.26% 0.06% 0.06%
YOU D 0.11% 0.05% 0.05%
TPSC Overweight 308 Positions Relative to VFMF
Symbol Grade Weight
DTM B 0.46%
IDA A 0.44%
SR A 0.39%
NJR A 0.38%
FHI A 0.37%
PNM F 0.37%
NWE B 0.36%
POR C 0.36%
MSGS A 0.36%
THG A 0.36%
MDU D 0.36%
MMSI B 0.35%
BKH A 0.35%
CPK A 0.35%
DLB B 0.35%
NFG A 0.34%
CWST A 0.33%
PBH A 0.33%
OGS A 0.33%
GVA A 0.33%
AXS A 0.33%
KAR B 0.33%
AWR B 0.32%
ENR B 0.32%
AVA A 0.32%
GATX A 0.32%
SLGN A 0.32%
SON D 0.31%
SNDR B 0.3%
FNB A 0.3%
FLS B 0.3%
SMPL B 0.3%
FHB A 0.3%
GEF A 0.3%
WTM A 0.3%
MMS F 0.3%
CWT D 0.29%
EXLS B 0.29%
ESE B 0.29%
BCPC B 0.29%
LAUR A 0.29%
COLM B 0.29%
SNEX B 0.29%
HOMB A 0.29%
AWI A 0.29%
ABM B 0.28%
NEU C 0.28%
GHC C 0.28%
SWX B 0.28%
FELE B 0.28%
WDFC B 0.28%
NWBI B 0.28%
FUL F 0.28%
WERN C 0.28%
BRC D 0.28%
SPNT A 0.28%
PIPR B 0.27%
PJT A 0.27%
ALRM C 0.27%
WTS B 0.27%
MTX B 0.27%
FFBC A 0.27%
AIN C 0.27%
HURN B 0.27%
KMPR B 0.27%
EEFT B 0.27%
SJW D 0.27%
BANF B 0.26%
UCB A 0.26%
IOSP B 0.26%
ALG B 0.26%
WSBC A 0.26%
TOWN B 0.26%
APAM B 0.26%
STC B 0.26%
BOH B 0.26%
UBSI B 0.26%
FA C 0.26%
ZWS B 0.26%
KWR C 0.26%
WEN D 0.26%
SXT B 0.26%
RNST B 0.25%
MWA B 0.25%
DORM B 0.25%
MGEE C 0.25%
CVBF A 0.25%
HTH B 0.25%
UMBF B 0.25%
JBT B 0.25%
ORA B 0.25%
FULT A 0.25%
HAE C 0.25%
BANR B 0.25%
SNV B 0.25%
SUM B 0.25%
ACIW B 0.25%
RUSHA C 0.24%
FBK B 0.24%
VSEC C 0.24%
UNF B 0.24%
PRGS A 0.24%
VVV F 0.24%
ENVA B 0.24%
CXT B 0.24%
CADE B 0.24%
USLM A 0.24%
ITGR B 0.24%
OTTR C 0.24%
ESI A 0.24%
SCL C 0.24%
AUB B 0.24%
FTDR A 0.24%
SEB F 0.24%
LANC C 0.24%
PLXS B 0.24%
OSIS B 0.24%
MSM C 0.24%
HLNE B 0.24%
KFY B 0.24%
AVNT B 0.23%
BROS B 0.23%
AL B 0.23%
CBZ B 0.23%
EVTC B 0.23%
VCEL B 0.23%
FSS B 0.23%
AIR B 0.23%
FFIN B 0.23%
ALTR B 0.23%
PRIM A 0.23%
NBTB B 0.23%
CAKE C 0.23%
SBCF A 0.23%
BLKB B 0.23%
KAI A 0.23%
RYAN B 0.23%
OSW A 0.23%
VMI B 0.23%
PFSI D 0.22%
SPB C 0.22%
GBCI B 0.22%
TFIN A 0.22%
NABL F 0.22%
CSWI A 0.22%
MC C 0.22%
SEE C 0.22%
CWEN C 0.22%
FIZZ C 0.22%
DFIN D 0.22%
LMAT A 0.22%
BCO D 0.22%
JJSF B 0.22%
ADUS D 0.22%
WKC D 0.22%
KNF A 0.22%
AROC B 0.22%
CNS B 0.22%
SEM B 0.22%
LKFN B 0.22%
HGV B 0.22%
PFS B 0.21%
CRI D 0.21%
EE A 0.21%
WD D 0.21%
VC D 0.21%
UGI A 0.21%
TTMI B 0.21%
UTZ D 0.21%
ABG B 0.21%
WAFD B 0.21%
HRI B 0.21%
SYBT B 0.21%
ACA A 0.21%
CHEF A 0.21%
FBNC A 0.2%
MCW B 0.2%
ASGN F 0.2%
OZK B 0.2%
JOE F 0.2%
VRRM D 0.2%
ROAD A 0.2%
SAH A 0.2%
IPAR B 0.2%
ASH D 0.2%
REZI A 0.2%
ROG D 0.2%
BMI B 0.2%
NPO A 0.2%
STEP B 0.2%
BGC C 0.2%
ICFI F 0.2%
AEIS B 0.19%
AGYS A 0.19%
BDC B 0.19%
RDNT B 0.19%
CXM C 0.19%
BC C 0.19%
DY D 0.19%
CCOI B 0.19%
SFBS B 0.19%
SWI B 0.19%
PLMR B 0.19%
FRPT B 0.19%
TRN C 0.19%
RAMP C 0.19%
PDCO D 0.19%
CNMD C 0.18%
VSH D 0.18%
CORT B 0.18%
CABO C 0.18%
BL B 0.18%
GTX D 0.18%
IPGP D 0.18%
MTRN C 0.18%
CRGY B 0.18%
GO C 0.18%
AESI B 0.18%
HAYW B 0.18%
OPCH D 0.18%
PAYO A 0.18%
WOR F 0.18%
PRVA B 0.18%
TALO C 0.17%
LCII C 0.17%
OII B 0.17%
COLB A 0.17%
KTOS B 0.17%
WS B 0.17%
GTLS B 0.17%
MYRG B 0.17%
DXC B 0.17%
NSP D 0.17%
MTZ B 0.17%
LTH C 0.16%
ATI D 0.16%
EXPO D 0.16%
PTEN C 0.16%
LGND B 0.16%
VICR B 0.16%
PII D 0.16%
HRMY D 0.16%
IRDM D 0.16%
POWI D 0.16%
HOG D 0.16%
BFH B 0.16%
OLLI D 0.16%
VLY B 0.16%
PTVE B 0.16%
SKY A 0.16%
PRG C 0.15%
MNKD C 0.15%
ADNT F 0.15%
FOUR B 0.15%
VAL D 0.15%
LOB B 0.15%
SYNA C 0.15%
GSHD A 0.15%
CCS D 0.15%
ACAD D 0.15%
CMPR D 0.14%
CVI F 0.14%
TGLS B 0.14%
VRNT C 0.14%
APPF B 0.14%
SHC F 0.14%
TGTX B 0.14%
PEGA A 0.14%
TDC D 0.14%
IBP D 0.13%
BOWL C 0.13%
KOS F 0.13%
YETI C 0.13%
USM B 0.13%
LGIH D 0.13%
DIOD D 0.13%
DOCS C 0.13%
BOOT D 0.13%
MODG F 0.12%
ALGM D 0.12%
HLIT D 0.12%
CHWY B 0.12%
MOD A 0.11%
ARHS F 0.11%
RIOT C 0.11%
BLBD D 0.11%
DOCN D 0.11%
AVAV D 0.11%
VECO F 0.11%
CALX D 0.11%
ASTH D 0.11%
DFH D 0.1%
CC C 0.1%
CVNA B 0.1%
FORM D 0.1%
TDW F 0.1%
RH B 0.1%
RKT F 0.1%
KRYS B 0.1%
IAS C 0.1%
VSTS C 0.09%
FOXF F 0.09%
ACLS F 0.09%
PI D 0.09%
MARA C 0.09%
PGNY F 0.09%
POWL C 0.07%
TMDX F 0.06%
TPSC Underweight 331 Positions Relative to VFMF
Symbol Grade Weight
WFC A -1.25%
AFL B -1.08%
AIG B -1.02%
BK A -0.98%
ABBV D -0.93%
GOOG C -0.9%
MMM D -0.9%
VLO C -0.85%
MPC D -0.83%
QCOM F -0.82%
HCA F -0.82%
AXP A -0.82%
META D -0.82%
PM B -0.81%
MO A -0.78%
AMAT F -0.78%
WMT A -0.78%
T A -0.77%
TMUS B -0.75%
APO B -0.74%
KR B -0.73%
PHM D -0.72%
JPM A -0.72%
MCK B -0.71%
SYF B -0.71%
HIG B -0.7%
BPOP B -0.67%
TGT F -0.65%
LMT D -0.64%
NVDA C -0.63%
IBM C -0.61%
FANG D -0.6%
EWBC A -0.59%
KMB D -0.59%
CFG B -0.57%
FDX B -0.54%
CAH B -0.53%
COST B -0.52%
BKNG A -0.52%
VZ C -0.52%
KLAC D -0.52%
EOG A -0.51%
FI A -0.51%
CI F -0.5%
GOOGL C -0.5%
ANET C -0.5%
CAT B -0.48%
XOM B -0.47%
OMF A -0.46%
MRK F -0.46%
CL D -0.46%
COLL F -0.46%
ORI A -0.45%
HRB D -0.45%
GM B -0.44%
TT A -0.44%
OC A -0.44%
GILD C -0.43%
AZO C -0.43%
TJX A -0.42%
PVH C -0.39%
FITB A -0.39%
AMAL B -0.39%
JNJ D -0.38%
UTHR C -0.37%
UFPI B -0.37%
RTX C -0.36%
NWS B -0.36%
KELYA F -0.36%
INGR B -0.35%
CBSH A -0.34%
PRDO B -0.34%
EIG B -0.34%
CBOE B -0.34%
WRB A -0.33%
CVX A -0.33%
SCS C -0.32%
CPF A -0.31%
NTB B -0.3%
SIG B -0.3%
GIII D -0.3%
ACT D -0.29%
PRI A -0.28%
WSM B -0.28%
SRCE B -0.28%
UNM A -0.28%
TK D -0.27%
PSX C -0.27%
FCX D -0.26%
AYI B -0.26%
DHI D -0.26%
SKX D -0.26%
TPC C -0.26%
PFBC B -0.25%
TOL B -0.25%
JBL B -0.24%
NSIT F -0.24%
CPAY A -0.23%
STT A -0.23%
DELL C -0.23%
FNF B -0.23%
WTTR B -0.23%
EME C -0.22%
M D -0.22%
MHK D -0.22%
WFRD D -0.22%
COP C -0.22%
SIGA F -0.21%
THO B -0.21%
THC D -0.2%
EQH B -0.2%
AMKR D -0.2%
CAL D -0.2%
SPOT B -0.2%
AMWD C -0.2%
ASC F -0.2%
PPC C -0.2%
PGR A -0.2%
CROX D -0.2%
JEF A -0.19%
AMRX C -0.19%
AHCO F -0.19%
RL B -0.19%
HPQ B -0.19%
BLD D -0.19%
PKG A -0.19%
CRM B -0.19%
LEN D -0.19%
STNG F -0.18%
VCTR B -0.18%
NVR D -0.18%
TILE B -0.18%
STLD B -0.18%
IMKTA C -0.18%
BELFB C -0.18%
COKE C -0.18%
TMHC B -0.18%
CNOB B -0.18%
BLX C -0.18%
DLX B -0.17%
CTRA B -0.17%
AEO F -0.17%
PLAB C -0.17%
URI B -0.17%
MRC B -0.17%
AMP A -0.17%
AIT A -0.17%
NTAP C -0.17%
COR B -0.17%
BV B -0.16%
DECK A -0.16%
CF B -0.16%
IDT B -0.16%
CR A -0.16%
FIX A -0.16%
BG F -0.16%
KD B -0.16%
DVA B -0.16%
BAC A -0.16%
GNK D -0.16%
OMI F -0.16%
PR B -0.16%
SXC A -0.16%
ASB B -0.16%
CRBG B -0.15%
PFGC B -0.15%
RMD C -0.15%
CHRD D -0.15%
DHT F -0.15%
PYPL B -0.15%
SNA A -0.15%
MEDP D -0.15%
TNL A -0.15%
DKS C -0.15%
SCSC B -0.15%
LDOS C -0.15%
WABC B -0.14%
DAKT B -0.14%
FTI A -0.14%
ETD C -0.14%
NR B -0.14%
AN C -0.14%
TNK F -0.14%
TPR B -0.14%
BBW B -0.14%
PUMP B -0.14%
MUSA A -0.14%
CMC B -0.14%
HAFC A -0.13%
PCAR B -0.13%
SPOK C -0.13%
NUE C -0.13%
MUR D -0.13%
HBI B -0.13%
EXPE B -0.13%
DNOW B -0.12%
RCL A -0.12%
BHLB B -0.12%
WCC B -0.12%
ZEUS C -0.12%
PSTG D -0.12%
SSD D -0.12%
CTSH B -0.12%
UA C -0.12%
CYH F -0.12%
OGN D -0.12%
IMMR C -0.12%
URBN C -0.12%
AGX B -0.12%
BLDR D -0.12%
SPTN D -0.11%
PH A -0.11%
SCHL D -0.11%
EXP A -0.11%
SBSI B -0.11%
REX D -0.11%
RS B -0.11%
GPC D -0.1%
DOX D -0.1%
MPWR F -0.1%
QCRH A -0.1%
UHS D -0.1%
FLWS F -0.1%
LYB F -0.1%
SANM B -0.1%
CDNA D -0.1%
GRND A -0.09%
ARW D -0.09%
APOG B -0.09%
OXM D -0.09%
SWKS F -0.09%
WLY B -0.09%
DXPE B -0.09%
JELD F -0.09%
FDP B -0.08%
MTDR B -0.08%
GAP C -0.08%
SD D -0.08%
HSTM B -0.08%
ACCO C -0.08%
CACI D -0.07%
WMS D -0.07%
DOLE D -0.07%
OVV B -0.07%
USAP B -0.07%
CNA B -0.07%
DESP B -0.07%
EBAY D -0.07%
MTUS C -0.07%
ZIMV D -0.07%
CTAS B -0.07%
PLPC B -0.07%
BBSI B -0.07%
HIMS B -0.07%
HVT D -0.07%
CG A -0.07%
LEN D -0.07%
JWN C -0.07%
NTGR B -0.07%
VFC C -0.07%
CNM D -0.07%
RES D -0.07%
MTH D -0.07%
CSL C -0.07%
FN D -0.06%
UTI A -0.06%
GOGL F -0.06%
C A -0.06%
JILL C -0.06%
CIVI D -0.06%
BWA D -0.06%
AMZN C -0.06%
PFG D -0.06%
NAT F -0.06%
RNR C -0.06%
OSUR F -0.05%
GRNT B -0.05%
CLW F -0.05%
SCVL F -0.05%
NX C -0.05%
BBY D -0.05%
SN D -0.05%
BJ A -0.05%
MET A -0.05%
DASH A -0.05%
CASY A -0.05%
ZUMZ C -0.05%
MD B -0.05%
LQDT B -0.05%
OSBC A -0.05%
LYTS B -0.05%
SMLR B -0.04%
CTS C -0.04%
HOV D -0.04%
HSII B -0.04%
STGW B -0.04%
KFRC D -0.04%
MCRI A -0.04%
MBUU C -0.04%
NXST C -0.04%
VTRS A -0.04%
WEX D -0.04%
GEO B -0.04%
PRMW C -0.04%
CRAI B -0.04%
HPE B -0.04%
ATEN B -0.03%
GPK C -0.03%
UVSP B -0.03%
BSIG A -0.03%
BYD C -0.03%
PRLB A -0.03%
BERY B -0.03%
MOV C -0.03%
CCRN F -0.03%
RRC B -0.03%
HFWA B -0.03%
BRY F -0.03%
TPL A -0.03%
TCBK B -0.03%
WNC C -0.03%
INGN C -0.02%
VRA F -0.02%
RGP F -0.02%
ATKR C -0.02%
BUSE B -0.02%
PEBO A -0.02%
FFIV B -0.02%
SB F -0.02%
ADTN A -0.02%
MBWM B -0.02%
Compare ETFs