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Kemper Corporation, a diversified insurance holding company, offers life, health, automobile, homeowners, and other insurance products to individuals and small businesses in the United States. It operates in four segments: Kemper Preferred, Kemper Specialty, Kemper Direct, and Life and Health Insurance. The company sells preferred and standard risk automobile and homeowners insurance products; provides personal and commercial automobile insurance products; writes personal automobile insurance risks ranging from preferred to non-standard personal automobile insurance risks; and offers homeowners and renters insurance products. It also provides individual life and health insurance products, including ordinary life insurance, such as permanent and term insurance products. In addition, it engages in the sale of Medicare supplement insurance and limited health insurance coverages, including fixed indemnity, dental and vision, and accident-only plans primarily to individuals in rural areas. Further, the company offers reinsurance for catastrophe losses. Kemper Corporation distributes its products through independent agents; and employer-sponsored voluntary benefit programs and other affinity relationships, as well as directly to consumers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was founded in 1990 and is based in Chicago, Illinois.