EUSA vs. JMOM ETF Comparison

Comparison of iShares MSCI USA Index Fund (EUSA) to JPMorgan U.S. Momentum Factor ETF (JMOM)

EUSA

iShares MSCI USA Index Fund

EUSA Description

The investment seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the MSCI USA Index (the "underlying index"). The fund generally invests at least 90% of its assets in the securities of the underlying index or in depositary receipts representing securities in its underlying index. The underlying index is a market capitalization-weighted index designed to measure the performance of equity securities in the top 85% by market capitalization of equity securities listed on stock exchanges in the United States. The fund is non-diversified.

Grade (RS Rating)

Last Trade

$94.97

Average Daily Volume

44,457

Number of Holdings ^*

591

* may have additional holdings in another (foreign) market

JMOM

JPMorgan U.S. Momentum Factor ETF

JMOM Description

The investment seeks investment results that closely correspond, before fees and expenses, to the performance of the JP Morgan US Momentum Factor Index. The fund will invest at least 80% of its assets in securities included in the underlying index. Assets means net assets, plus the amount of borrowing for investment purposes. The underlying index is comprised of U.S. equity securities selected to represent positive momentum factor characteristics.

Grade (RS Rating)

Last Trade

$56.60

Average Daily Volume

54,437

Number of Holdings ^*

274

* may have additional holdings in another (foreign) market

Performance

Period	EUSA	JMOM
30 Days	2.64%	2.20%
60 Days	4.28%	4.10%
90 Days	7.41%	5.84%
12 Months	26.96%	38.45%

197 Overlapping Holdings

Symbol	Grade	Weight in EUSA	Weight in JMOM	Overlap
AAPL	C	0.16%	1.75%	0.16%
ABBV	C	0.17%	1.35%	0.17%
ACGL	B	0.18%	0.37%	0.18%
ADBE	F	0.16%	0.86%	0.16%
ADI	C	0.17%	0.45%	0.17%
AFL	C	0.19%	0.4%	0.19%
AJG	D	0.17%	0.41%	0.17%
AKAM	D	0.16%	0.23%	0.16%
AMAT	D	0.15%	0.69%	0.15%
AMD	D	0.16%	0.85%	0.16%
AMP	B	0.17%	0.36%	0.17%
AMZN	C	0.17%	0.61%	0.17%
ANET	A	0.17%	0.54%	0.17%
APH	C	0.16%	0.44%	0.16%
APO	B	0.18%	0.41%	0.18%
APP	B	0.22%	0.42%	0.22%
ARES	A	0.17%	0.32%	0.17%
AVGO	C	0.17%	1.78%	0.17%
AXON	A	0.17%	0.32%	0.17%
AXP	B	0.17%	0.45%	0.17%
AZO	D	0.16%	0.38%	0.16%
BAH	B	0.17%	0.27%	0.17%
BG	D	0.17%	0.01%	0.01%
BKNG	B	0.18%	0.64%	0.18%
BLDR	C	0.19%	0.29%	0.19%
BR	D	0.17%	0.26%	0.17%
BRK.A	C	0.17%	2.15%	0.17%
BRO	C	0.17%	0.3%	0.17%
BSX	B	0.18%	0.63%	0.18%
BSY	D	0.17%	0.15%	0.15%
CAH	C	0.17%	0.29%	0.17%
CAT	B	0.17%	0.82%	0.17%
CB	B	0.18%	0.62%	0.18%
CBOE	C	0.17%	0.31%	0.17%
CBRE	A	0.18%	0.39%	0.18%
CDNS	D	0.16%	0.4%	0.16%
CDW	D	0.17%	0.28%	0.17%
CEG	A	0.17%	0.27%	0.17%
CELH	F	0.14%	0.13%	0.13%
CHD	C	0.17%	0.26%	0.17%
CL	C	0.17%	0.17%	0.17%
CMG	C	0.18%	0.44%	0.18%
CNP	D	0.18%	0.2%	0.18%
COIN	F	0.14%	0.23%	0.14%
COP	D	0.15%	0.61%	0.15%
COST	B	0.17%	1.58%	0.17%
CPRT	D	0.16%	0.32%	0.16%
CRM	D	0.16%	1.03%	0.16%
CRWD	D	0.16%	0.34%	0.16%
CSCO	B	0.16%	0.0%	0.0%
CTAS	C	0.18%	0.47%	0.18%
DASH	B	0.17%	0.39%	0.17%
DECK	D	0.16%	0.26%	0.16%
DELL	C	0.17%	0.26%	0.17%
DHI	C	0.18%	0.22%	0.18%
DHR	C	0.17%	0.8%	0.17%
DINO	F	0.16%	0.15%	0.15%
DKNG	C	0.18%	0.2%	0.18%
DKS	D	0.16%	0.23%	0.16%
DLR	B	0.18%	0.38%	0.18%
DXCM	F	0.16%	0.05%	0.05%
ECL	A	0.17%	0.11%	0.11%
ED	C	0.17%	0.26%	0.17%
EME	A	0.18%	0.27%	0.18%
EQIX	B	0.17%	0.21%	0.17%
ETN	C	0.17%	0.63%	0.17%
FANG	D	0.15%	0.29%	0.15%
FCNCA	D	0.15%	0.05%	0.05%
FDX	F	0.17%	0.08%	0.08%
FE	C	0.17%	0.12%	0.12%
FFIV	B	0.17%	0.16%	0.16%
FICO	B	0.18%	0.42%	0.18%
GD	B	0.17%	0.47%	0.17%
GDDY	C	0.15%	0.29%	0.15%
GE	A	0.18%	0.92%	0.18%
GEV	B	0.2%	0.32%	0.2%
GLW	B	0.17%	0.22%	0.17%
GOOGL	D	0.08%	1.73%	0.08%
GWW	A	0.17%	0.37%	0.17%
H	C	0.17%	0.17%	0.17%
HCA	A	0.18%	0.26%	0.18%
HD	A	0.17%	1.46%	0.17%
HEI	A	0.07%	0.13%	0.07%
HEI	A	0.11%	0.13%	0.11%
HII	D	0.16%	0.11%	0.11%
HLT	B	0.17%	0.39%	0.17%
HPE	D	0.15%	0.16%	0.15%
HPQ	D	0.16%	0.2%	0.16%
HUBB	A	0.18%	0.29%	0.18%
HUBS	D	0.17%	0.25%	0.17%
HWM	B	0.17%	0.36%	0.17%
IBM	A	0.18%	0.93%	0.18%
ICE	C	0.17%	0.33%	0.17%
INTU	C	0.16%	0.79%	0.16%
INVH	C	0.17%	0.17%	0.17%
IQV	D	0.16%	0.32%	0.16%
IRM	B	0.18%	0.37%	0.18%
ISRG	C	0.17%	0.8%	0.17%
IT	A	0.17%	0.32%	0.17%
JBL	D	0.16%	0.19%	0.16%
JNPR	A	0.17%	0.23%	0.17%
KKR	A	0.17%	0.53%	0.17%
KLAC	D	0.15%	0.51%	0.15%
KO	B	0.17%	0.22%	0.17%
KR	C	0.18%	0.27%	0.18%
LDOS	B	0.17%	0.24%	0.17%
LII	B	0.17%	0.29%	0.17%
LIN	B	0.17%	0.18%	0.17%
LLY	C	0.16%	1.97%	0.16%
LOW	A	0.18%	0.36%	0.18%
LRCX	F	0.15%	0.46%	0.15%
MANH	A	0.17%	0.25%	0.17%
MCHP	D	0.16%	0.21%	0.16%
MCK	F	0.16%	0.4%	0.16%
MDLZ	C	0.17%	0.57%	0.17%
META	A	0.17%	2.04%	0.17%
MMC	C	0.17%	0.59%	0.17%
MOH	D	0.17%	0.26%	0.17%
MPC	D	0.16%	0.39%	0.16%
MPWR	C	0.17%	0.33%	0.17%
MRK	D	0.17%	0.24%	0.17%
MRVL	C	0.18%	0.38%	0.18%
MSFT	C	0.17%	1.86%	0.17%
MSI	B	0.17%	0.47%	0.17%
MSTR	D	0.18%	0.24%	0.18%
MU	F	0.14%	0.45%	0.14%
NFLX	B	0.17%	0.76%	0.17%
NI	B	0.18%	0.23%	0.18%
NOW	A	0.17%	0.8%	0.17%
NTAP	D	0.15%	0.27%	0.15%
NUE	F	0.17%	0.27%	0.17%
NVDA	D	0.16%	1.65%	0.16%
OC	D	0.17%	0.24%	0.17%
ORCL	B	0.19%	0.95%	0.19%
ORLY	D	0.17%	0.41%	0.17%
PANW	C	0.16%	0.52%	0.16%
PCAR	D	0.17%	0.34%	0.17%
PEP	D	0.17%	0.14%	0.14%
PG	C	0.17%	0.23%	0.17%
PGR	A	0.18%	0.77%	0.18%
PH	A	0.17%	0.5%	0.17%
PHM	B	0.19%	0.34%	0.19%
PINS	F	0.15%	0.15%	0.15%
PLTR	A	0.18%	0.49%	0.18%
PNR	B	0.18%	0.06%	0.06%
PSTG	F	0.13%	0.19%	0.13%
PSX	D	0.16%	0.38%	0.16%
PTC	D	0.16%	0.25%	0.16%
PWR	B	0.17%	0.33%	0.17%
QCOM	F	0.16%	0.8%	0.16%
RCL	A	0.18%	0.36%	0.18%
ROL	C	0.17%	0.17%	0.17%
ROP	C	0.17%	0.39%	0.17%
RPM	B	0.18%	0.13%	0.13%
RS	D	0.17%	0.24%	0.17%
RSG	D	0.17%	0.34%	0.17%
SMCI	F	0.12%	0.18%	0.12%
SNPS	D	0.15%	0.42%	0.15%
SO	A	0.17%	0.22%	0.17%
SPG	A	0.17%	0.4%	0.17%
SRE	B	0.17%	0.07%	0.07%
SSNC	B	0.17%	0.14%	0.14%
STLD	D	0.16%	0.21%	0.16%
STZ	D	0.17%	0.18%	0.17%
SYK	C	0.18%	0.66%	0.18%
T	C	0.19%	0.18%	0.18%
TDG	B	0.18%	0.47%	0.18%
TER	D	0.16%	0.15%	0.15%
TJX	C	0.17%	0.66%	0.17%
TMO	C	0.17%	1.02%	0.17%
TMUS	C	0.17%	0.55%	0.17%
TRGP	B	0.18%	0.36%	0.18%
TSCO	C	0.18%	0.17%	0.17%
TTD	B	0.17%	0.38%	0.17%
TW	B	0.17%	0.14%	0.14%
TXN	C	0.16%	0.26%	0.16%
TXT	D	0.17%	0.2%	0.17%
TYL	C	0.17%	0.2%	0.17%
UBER	C	0.16%	0.65%	0.16%
UNH	C	0.17%	1.49%	0.17%
URI	B	0.17%	0.4%	0.17%
VLO	F	0.16%	0.26%	0.16%
VLTO	B	0.17%	0.1%	0.1%
VRSK	D	0.17%	0.1%	0.1%
VRT	C	0.19%	0.29%	0.19%
VRTX	D	0.17%	0.62%	0.17%
VST	A	0.18%	0.31%	0.18%
WDAY	D	0.18%	0.35%	0.18%
WDC	D	0.17%	0.23%	0.17%
WELL	C	0.18%	0.5%	0.18%
WLK	D	0.16%	0.19%	0.16%
WM	D	0.16%	0.47%	0.16%
WMB	B	0.17%	0.4%	0.17%
WSM	D	0.18%	0.09%	0.09%
WSO	C	0.17%	0.19%	0.17%
WY	C	0.18%	0.23%	0.18%
ZS	F	0.14%	0.19%	0.14%

EUSA Overweight 394 Positions Relative to JMOM

Symbol	Grade	Weight
PODD	B	0.21%
SOLV	C	0.2%
V	C	0.2%
ROKU	C	0.2%
HOOD	C	0.19%
RMD	C	0.19%
ERIE	B	0.19%
UDR	C	0.19%
CARR	B	0.19%
EBAY	B	0.19%
VEEV	C	0.19%
CCL	C	0.19%
FI	A	0.19%
DAL	C	0.19%
JKHY	C	0.19%
PRU	C	0.19%
RBLX	B	0.19%
ZM	C	0.19%
BXP	B	0.19%
BX	B	0.19%
MDB	D	0.19%
HIG	B	0.19%
MA	B	0.19%
COO	B	0.19%
MET	A	0.19%
BBY	C	0.19%
IOT	A	0.19%
SBUX	C	0.18%
CTVA	B	0.18%
MTB	A	0.18%
AVTR	C	0.18%
AMH	C	0.18%
REG	C	0.18%
KDP	B	0.18%
GIS	B	0.18%
CSGP	D	0.18%
SHW	B	0.18%
DE	B	0.18%
HBAN	B	0.18%
OKE	B	0.18%
IFF	C	0.18%
CNH	D	0.18%
EXC	B	0.18%
EVRG	B	0.18%
WAB	A	0.18%
MELI	B	0.18%
HST	C	0.18%
FITB	B	0.18%
CINF	C	0.18%
ATO	B	0.18%
XEL	B	0.18%
NEE	C	0.18%
PCG	B	0.18%
PEG	A	0.18%
PAYC	D	0.18%
AES	C	0.18%
ELS	C	0.18%
BK	A	0.18%
PM	C	0.18%
GLPI	C	0.18%
FDS	C	0.18%
VICI	C	0.18%
PKG	B	0.18%
CI	C	0.18%
MKC	C	0.18%
ALLE	C	0.18%
LEN	C	0.18%
KIM	C	0.18%
MAA	C	0.18%
WMT	B	0.18%
AEP	C	0.18%
LUV	C	0.18%
TRU	B	0.18%
AVB	C	0.18%
FLUT	B	0.18%
EMN	B	0.18%
ARE	C	0.18%
CCI	C	0.18%
KVUE	C	0.18%
PAYX	C	0.18%
AMT	C	0.18%
TRV	B	0.18%
KEYS	C	0.18%
EQR	C	0.18%
DAY	D	0.18%
FBIN	B	0.18%
AIZ	B	0.18%
MNST	D	0.18%
AFG	B	0.18%
WBD	D	0.18%
WPC	C	0.18%
BAX	C	0.18%
ETR	A	0.18%
CLX	C	0.18%
Z	B	0.18%
CPAY	C	0.18%
VZ	B	0.18%
PSA	B	0.18%
ESS	C	0.18%
SBAC	C	0.18%
VTR	C	0.18%
TOST	A	0.18%
FIS	B	0.18%
MKTX	C	0.18%
SUI	C	0.18%
DVA	B	0.18%
GILD	B	0.18%
EXAS	C	0.18%
BDX	F	0.17%
SJM	C	0.17%
NRG	A	0.17%
DOCU	C	0.17%
EXPD	C	0.17%
TFC	D	0.17%
CFG	C	0.17%
MCO	A	0.17%
SQ	D	0.17%
STX	C	0.17%
EMR	D	0.17%
KMB	D	0.17%
EQT	D	0.17%
WST	D	0.17%
CG	D	0.17%
CMI	C	0.17%
K	A	0.17%
OTIS	C	0.17%
CSX	D	0.17%
WTRG	D	0.17%
LKQ	F	0.17%
BAC	D	0.17%
WCN	D	0.17%
LHX	C	0.17%
CTLT	B	0.17%
F	F	0.17%
CHRW	A	0.17%
ABNB	D	0.17%
BMY	C	0.17%
DIS	D	0.17%
VTRS	D	0.17%
UNP	C	0.17%
COR	D	0.17%
SEIC	C	0.17%
HOLX	C	0.17%
SNAP	F	0.17%
SYY	D	0.17%
KHC	C	0.17%
EPAM	F	0.17%
CHK	D	0.17%
AME	C	0.17%
HSY	D	0.17%
DT	C	0.17%
HON	D	0.17%
KMI	A	0.17%
SYF	C	0.17%
RTX	C	0.17%
TRMB	C	0.17%
AEE	A	0.17%
IDXX	D	0.17%
ELV	C	0.17%
GM	B	0.17%
MKL	C	0.17%
ACM	B	0.17%
SNA	C	0.17%
EXPE	C	0.17%
NLY	B	0.17%
AMCR	C	0.17%
PFE	C	0.17%
NOC	A	0.17%
LMT	B	0.17%
DGX	C	0.17%
AMGN	B	0.17%
HSIC	D	0.17%
EIX	C	0.17%
BIO	C	0.17%
PPG	D	0.17%
LULU	D	0.17%
MCD	B	0.17%
LYV	B	0.17%
ULTA	D	0.17%
RPRX	D	0.17%
EG	C	0.17%
RF	B	0.17%
RJF	C	0.17%
CPB	B	0.17%
OMC	B	0.17%
RVTY	C	0.17%
VRSN	D	0.17%
IR	C	0.17%
AVY	D	0.17%
RIVN	F	0.17%
NSC	C	0.17%
CTSH	C	0.17%
GGG	C	0.17%
ES	C	0.17%
ADM	D	0.17%
TAP	D	0.17%
BLK	B	0.17%
DD	B	0.17%
PPL	B	0.17%
L	D	0.17%
IP	C	0.17%
WRB	C	0.17%
CME	C	0.17%
UHS	B	0.17%
CRH	A	0.17%
TDY	C	0.17%
O	C	0.17%
USB	B	0.17%
NTRS	B	0.17%
CSL	B	0.17%
AON	B	0.17%
DTE	B	0.17%
D	B	0.17%
POOL	D	0.17%
ACN	C	0.17%
AIG	D	0.17%
SPGI	A	0.17%
EFX	C	0.17%
DOV	B	0.17%
TECH	D	0.17%
WYNN	D	0.17%
DUK	B	0.17%
JNJ	C	0.17%
UHAL	B	0.17%
CCK	A	0.17%
ITW	C	0.17%
GPN	D	0.17%
DRI	B	0.17%
BALL	C	0.17%
WEC	B	0.17%
FAST	C	0.17%
TFX	C	0.17%
LW	D	0.17%
JCI	B	0.17%
FTV	C	0.17%
GEHC	C	0.17%
ZTS	C	0.17%
APD	B	0.17%
NEM	B	0.17%
FSLR	C	0.17%
ALB	F	0.17%
MAR	C	0.17%
ABT	C	0.17%
CMS	B	0.17%
NDAQ	A	0.17%
PNC	A	0.17%
STT	B	0.17%
ALGN	D	0.17%
CPT	B	0.17%
DOC	C	0.17%
PLD	C	0.17%
SWK	B	0.17%
TSLA	C	0.17%
WTW	C	0.17%
AZPN	B	0.17%
NDSN	C	0.17%
MMM	A	0.17%
MDT	C	0.17%
SW	C	0.17%
LNT	B	0.17%
CAG	C	0.17%
MO	C	0.17%
PFG	B	0.17%
AWK	C	0.17%
NVR	B	0.17%
FNF	B	0.17%
TGT	C	0.17%
ALL	B	0.17%
ADP	B	0.17%
ADSK	C	0.17%
TEAM	D	0.17%
TT	A	0.17%
GEN	B	0.17%
ROST	C	0.17%
MAS	B	0.17%
STE	C	0.17%
EXR	B	0.17%
BURL	C	0.17%
EOG	D	0.16%
MGM	D	0.16%
EQH	C	0.16%
TTC	D	0.16%
LPLA	F	0.16%
INTC	F	0.16%
ENPH	D	0.16%
FERG	D	0.16%
MRO	C	0.16%
HES	D	0.16%
NKE	D	0.16%
WFC	D	0.16%
DPZ	D	0.16%
DDOG	D	0.16%
ON	F	0.16%
ALNY	C	0.16%
ZBH	F	0.16%
JPM	D	0.16%
C	D	0.16%
CTRA	D	0.16%
FWONK	C	0.16%
BIIB	F	0.16%
DOW	D	0.16%
MTCH	C	0.16%
REGN	C	0.16%
NET	D	0.16%
SCHW	D	0.16%
NWSA	D	0.16%
PARA	F	0.16%
TROW	D	0.16%
ODFL	D	0.16%
SWKS	F	0.16%
MTD	D	0.16%
LH	C	0.16%
CNC	C	0.16%
J	C	0.16%
QRVO	F	0.16%
MOS	F	0.16%
WAT	C	0.16%
LYB	F	0.16%
ILMN	C	0.16%
XOM	D	0.16%
JBHT	D	0.16%
CE	F	0.16%
CVX	D	0.16%
ANSS	D	0.16%
VMC	D	0.16%
KEY	B	0.16%
YUM	F	0.16%
DFS	B	0.16%
TEL	D	0.16%
LVS	D	0.16%
TSN	D	0.16%
UTHR	C	0.16%
MLM	D	0.16%
TTWO	D	0.16%
EA	D	0.16%
CHTR	D	0.16%
A	C	0.16%
ZBRA	B	0.16%
GS	C	0.16%
LNG	C	0.16%
XYL	D	0.16%
TWLO	C	0.16%
PYPL	B	0.16%
UPS	F	0.16%
FCX	D	0.16%
CVS	F	0.16%
KMX	D	0.16%
MS	C	0.16%
GRMN	D	0.16%
EW	F	0.16%
BKR	C	0.16%
GPC	D	0.16%
CMCSA	D	0.16%
APTV	D	0.16%
CRL	F	0.16%
FTNT	B	0.16%
CF	C	0.16%
INCY	C	0.16%
KNX	D	0.16%
MSCI	C	0.16%
COF	A	0.16%
IPG	C	0.16%
HRL	D	0.16%
AOS	D	0.16%
ROK	F	0.16%
ENTG	D	0.16%
IEX	D	0.16%
TPL	A	0.16%
BEN	F	0.15%
DVN	D	0.15%
BMRN	F	0.15%
OXY	F	0.15%
HAL	F	0.15%
CHRD	F	0.15%
NXPI	D	0.15%
HUM	F	0.15%
SLB	F	0.15%
BA	F	0.15%
OVV	F	0.15%
ACI	F	0.15%
EL	F	0.15%
NBIX	F	0.14%
BBWI	F	0.14%
APA	F	0.14%
WBA	F	0.14%
SNOW	F	0.14%
OKTA	F	0.13%
MRNA	F	0.13%
ALLY	D	0.13%
DG	F	0.12%
DLTR	F	0.12%
FOXA	B	0.11%
GOOG	D	0.08%
FOX	B	0.06%

EUSA Underweight 78 Positions Relative to JMOM

Symbol	Grade	Weight
SPOT	B	-0.39%
NU	B	-0.38%
CVNA	B	-0.36%
JEF	B	-0.29%
TOL	B	-0.29%
THC	B	-0.28%
GWRE	A	-0.27%
RGA	B	-0.26%
CACI	B	-0.26%
SAIC	C	-0.25%
NTNX	C	-0.25%
UNM	B	-0.25%
EXP	B	-0.25%
FTI	D	-0.24%
WING	B	-0.24%
CASY	D	-0.24%
FRPT	B	-0.24%
USFD	B	-0.24%
XPO	D	-0.23%
POST	C	-0.23%
ALSN	B	-0.22%
TPX	C	-0.22%
INGR	B	-0.21%
AM	B	-0.21%
SCCO	D	-0.21%
MEDP	D	-0.2%
NVT	D	-0.2%
CNM	F	-0.19%
AN	D	-0.19%
IBKR	A	-0.19%
DTM	A	-0.18%
R	B	-0.18%
TPR	C	-0.18%
CW	A	-0.18%
BWXT	C	-0.18%
KD	D	-0.17%
GAP	F	-0.17%
PAG	D	-0.17%
SAIA	D	-0.17%
BLD	D	-0.17%
AZEK	C	-0.16%
ONTO	D	-0.16%
ARMK	C	-0.15%
ORI	B	-0.14%
COHR	B	-0.14%
PSN	B	-0.14%
AVT	C	-0.13%
LOPE	D	-0.13%
RYAN	C	-0.13%
EHC	B	-0.13%
SNX	D	-0.13%
ESTC	F	-0.13%
PRI	B	-0.13%
CRUS	D	-0.12%
HRB	C	-0.12%
BRBR	C	-0.12%
SPB	B	-0.12%
WFRD	F	-0.11%
MTSI	D	-0.11%
EVR	A	-0.11%
MTG	B	-0.11%
LPX	B	-0.11%
INFA	D	-0.09%
APPF	D	-0.09%
FYBR	C	-0.09%
VVV	D	-0.09%
OLED	C	-0.09%
STAG	D	-0.08%
CACC	F	-0.08%
AGO	C	-0.07%
VNT	F	-0.04%
SLM	D	-0.03%
VSTS	D	-0.03%
GNTX	D	-0.03%
LECO	F	-0.02%
AYI	A	-0.01%
TKR	D	-0.01%
MORN	B	-0.0%