Encore Capital Group, Inc. and its subsidiaries form the largest publicly traded debt buyer by revenue in the United States. It has operations and investments in 15 countries. Encore's subsidiaries purchase portfolios of consumer receivables from major banks, credit unions, commercial retailers, and telecommunications companies, and work with individuals to repay their debts. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.