VYMI vs. TPIF ETF Comparison

Comparison of Vanguard International High Dividend Yield ETF (VYMI) to Timothy Plan International ETF (TPIF)

VYMI

Vanguard International High Dividend Yield ETF

VYMI Description

Vanguard International High Dividend Yield ETF seeks to track the performance of the FTSE All-World ex US High Dividend Yield Index, which focuses on companies located in developed and emerging markets, excluding the United States, that are forecasted to have above-average dividend yields. The fund invests by sampling the index, meaning that it holds a broadly diversified collection of securities that, in the aggregate, approximates the full index in terms of key characteristics. These key characteristics include industry weightings and market capitalization, as well as certain financial measures, such as price/earnings ratio and dividend yield. The experience and stability of Vanguard%u2019s Equity Index Group have permitted continuous refinement of techniques for reducing tracking error. The group uses proprietary software to implement trading decisions that accommodate cash flow and maintain close correlation with index characteristics. Vanguard%u2019s refined indexing process, combined with low management fees and efficient trading, has provided tight tracking net of expenses.

Grade (RS Rating)

Last Trade

$70.65

Average Daily Volume

355,325

Number of Holdings ^*

* may have additional holdings in another (foreign) market

TPIF

Timothy Plan International ETF

TPIF Description

The investment seeks to provide investment results that track the performance of the Victory International 500 Volatility Weighted BRI Index before fees and expenses. The fund seeks to achieve its investment objective by investing, under normal market conditions, at least 80% of its net assets directly or indirectly in the securities included in the Victory International Volatility Weighted BRI Index, an unmanaged, volatility weighted index created by the Sub-Advisor. The index combines fundamental criteria with individual security risk control achieved through volatility weighting of individual securities, rather than traditional market cap weighting.

Grade (RS Rating)

Last Trade

$27.73

Average Daily Volume

8,988

Number of Holdings ^*

* may have additional holdings in another (foreign) market

Performance

Period	VYMI	TPIF
30 Days	5.61%	6.46%
60 Days	1.32%	2.62%
90 Days	2.37%	2.94%
12 Months	18.29%	16.48%

6 Overlapping Holdings

Symbol	Grade	Weight in VYMI	Weight in TPIF	Overlap
E	D	0.27%	0.31%	0.27%
KB	C	0.16%	0.21%	0.16%
LYG	C	0.36%	0.31%	0.31%
NMR	D	0.13%	0.21%	0.13%
SHG	B	0.16%	0.25%	0.16%
SMFG	D	0.67%	0.26%	0.26%

VYMI Overweight 33 Positions Relative to TPIF

Symbol	Grade	Weight
NVS	B	1.7%
TM	F	1.7%
UL	A	1.13%
MUFG	D	0.93%
TD	A	0.78%
MFG	D	0.43%
HMC	D	0.38%
BCS	B	0.33%
VALE	F	0.32%
STLA	F	0.26%
SW	D	0.17%
UMC	C	0.14%
CHT	A	0.1%
ABEV	C	0.07%
AGCO	F	0.05%
ASAI	F	0.05%
AEI	D	0.04%
BCH	B	0.04%
CIB	D	0.03%
GGB	C	0.03%
ASX	F	0.02%
QFIN	B	0.02%
EC	D	0.02%
CSAN	F	0.02%
SBSW	F	0.02%
ITUB	B	0.02%
YY	A	0.01%
VIV	A	0.01%
AKO.A	C	0.01%
BSAC	C	0.01%
CIG	A	0.01%
ATHM	A	0.01%
ABEV	C	0.0%

VYMI Underweight 7 Positions Relative to TPIF

Symbol	Grade	Weight
ABBV	B	-0.39%
WCN	B	-0.39%
CNI	D	-0.33%
RBA	B	-0.25%
GOLD	C	-0.24%
OTEX	C	-0.21%
LOGI	D	-0.21%

VYMI: Top Represented Industries & Keywords

Industries: Banks - Global Banks - Regional - Latin America Auto Manufacturers Banks - Regional - Asia Internet Content & Information Oil & Gas Integrated Semiconductors Telecom Services Banks - Regional - Europe Beverages - Brewers Beverages - Non-Alcoholic Capital Markets Credit Services Drug Manufacturers - Major Farm & Construction Equipment Gold Grocery Stores Household & Personal Products Industrial Metals & Minerals Oil & Gas Refining & Marketing