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AEGON N.V. provides life insurance, pension, and asset management products and services. The company offers a range of life and protection products, including traditional, universal, endowment, term, employer, and whole life insurance products; and accidental death and dismemberment, critical illness, cancer treatment, disability, income protection, and long term care insurance. It also offers individual savings and retirement products, including fixed and variable annuity products, retail mutual funds, and mortgages; employer solutions and pensions comprising individual and group pensions, as well as 401(k) plans and similar products sponsored by or obtained through an employer; and general insurance products, including automotive, liability, disability, household insurance, and fire protection. Aegon N.V. markets its products directly, as well as through various sales and distribution channels, including independent and career agents, financial planners, registered representatives, independent marketing organizations, banks, broker-dealers, benefit consulting firms, wirehouses, affinity groups, institutional partners, independent managing general agencies, specialized financial advisors, third party administrators, and the Internet. It has operations in the United States, Canada, Brazil, and Mexico; the Netherlands, the United Kingdom, the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey, Spain, and France; and Asia. AEGON N.V. was founded in 1983 and is headquartered in The Hague, Netherlands.