Refinancing Stocks List

Refinancing Stocks Recent News

Date Stock Title
Nov 1 BAC Stocks that hedge funds moved from long to short in August - Jefferies
Nov 1 FDUS Fidus Investment 2024 Q3 - Results - Earnings Call Presentation
Nov 1 ARCC Ares Capital Q3 Earnings Miss as Expenses Increase Y/Y
Nov 1 ARCC My 3 Favorite Ultra-High-Yield Dividend Stocks to Buy in November
Nov 1 BAC CEOs are doing the best they can to to avoid discussing politics this earnings season
Oct 31 FDUS Fidus Investment (FDUS) Surpasses Q3 Earnings and Revenue Estimates
Oct 31 FDUS Fidus Investment: Q3 Earnings Snapshot
Oct 31 FDUS Fidus Investment NII of $0.61 beats by $0.04
Oct 31 FDUS Fidus Investment Corporation Announces Third Quarter 2024 Financial Results
Oct 31 AER AerCap Stock Still Scores A Strong Buy Rating
Oct 31 MAIN Cullen/Frost Bankers (CFR) Beats Q3 Earnings and Revenue Estimates
Oct 31 BAC If You Invested $10,000 In Bank Of America Stock 10 Years Ago, How Much Would You Have Now?
Oct 31 ARCC Q3 2024 Ares Capital Corp Earnings Call
Oct 31 ARCC Ares Capital Corp (ARCC) Q3 2024 Earnings Call Highlights: Record NAV and Strong Core Earnings ...
Oct 31 ARCC Decoding Ares Capital Corp (ARCC): A Strategic SWOT Insight
Oct 30 MAIN Main Street Capital (MAIN) Advances While Market Declines: Some Information for Investors
Oct 30 FDUS Fidus Investment Q3 2024 Earnings Preview
Oct 30 BAC Florida inadvertently banned most banks from selling securities in the state for weeks - report
Oct 30 ARCC Ares Capital Corporation (ARCC) Q3 2024 Earnings Call Transcript
Oct 30 AER AerCap Holdings N.V. Announces Filing of Interim Financial Report for the Third Quarter of 2024
Refinancing

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage.
If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring.
A loan (debt) might be refinanced for various reasons:

To take advantage of a better interest rate (a reduced monthly payment or a reduced term)
To consolidate other debt(s) into one loan (a potentially longer/shorter term contingent on interest rate differential and fees)
To reduce the monthly repayment amount (often for a longer term, contingent on interest rate differential and fees)
To reduce or alter risk (for example, switching from a variable-rate to a fixed-rate loan)
To free up cash (often for a longer term, contingent on interest rate differential and fees)Refinancing for reasons 2, 3, and 5 are usually undertaken by borrowers who are in financial difficulty in order to reduce their monthly repayment obligations, with the penalty that they will take longer to pay off their debt.
In the context of personal (as opposed to corporate) finance, refinancing multiple debts makes management of the debt easier. If high-interest debt, such as credit card debt, is consolidated into the home mortgage, the borrower is able to pay off the remaining debt at mortgage rates over a longer period.
For home mortgages in the United States, there may be tax advantages available with refinancing, particularly if one does not pay Alternative Minimum Tax.

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